5 Real Online Business Opportunities That Anyone Can Start
If you are an aspiring entrepreneur there are numerous online business opportunities readily available. It is much easier to make online business ideas a reality as compared to a ‘bricks and mortar’ offline businesses. Not only are the set up costs significantly lower but the internet makes it possible for you to easily expand your business beyond the constraints of your physical location.It does not matter about your age, education, technical skills or qualifications if you want to take advantage of the online business opportunities that are available. Anybody can start one. Your online earnings do not all have to come from just one source. In fact, it can be more advantageous when you have different online small business ideas so that you have a variety of income sources so that you can see what works best for you.1. Produce Your Own Information Product.People use the internet to find information and if you have valuable information about a particular subject, people will pay for it. One of the best online business ideas is to write and sell your own eBook. You need to write an eBook on a topic that people are searching for information about. The topic can be one that you’re very knowledgeable about or it can be one that you become knowledgeable about by researching the information you need to know. Other than eBooks, you can also create online courses or workshops sharing your expertise.2. Affiliate Marketing.One of the easiest online business opportunities is affiliate marketing. This is when you promote other people’s products or services and when you make a sale, you get paid a commission. You find a product that you believe is good and will sell well and you begin to promote it for a commission. Promoting just means that you’re raising awareness about a product by driving traffic to it.You can promote products without cost to you and many people find this type of an online business one of the easiest to break into. You can promote products by writing articles about it and submitting them to article directories, or you can blog about it, promote it on your own website or on any of the common social sites such as Twitter or Facebook.3. Build A Membership Website.Many successful online business ideas are structured around membership websites. A membership website is you get paid to give your knowledge and expertise to others. For instance, if you’re an specialist on repairing computers, you build a website where people can log in and get access to answers to their questions, get involved in a forum, etc. Once you are making a profit from your membership website, you can teach others how to do it by writing a how-to eBook or by putting together a course!4. Freelance Your Services On The Internet.Another one of our online business ideas is offering freelance services. Freelance just means that you are your own boss. You can take on the jobs you want and turn down the ones that you don’t. There are so many online business opportunities for freelancers. You can do graphic design work, build websites, edit what other people wrote or you can write articles from scratch for other people.5. Drop Shipped Product Website.Dropshipping means that a warehousing company makes its goods available to you for sell. This includes shipping the order directly to your customer, often without the customer knowing that it came from the dropshipper’s warehouse. It can be a very good way to start an online business as you don’t have to worry about fulfillment or inventory issues.
Health News: The Secret To Good Health Is Simple
How good is your health?Most people forget that good health is the greatest asset they can have in life.They work hard all their lives without taking proper care of themselves
for many years until one day they break down.Don’t wait until you’ve a nervous break down, to face the reality.You should balance your activities with the proper amount of rest.Some of the leading experts in the field of aging now believe that regular exercise along with the proper amount of rest may actually add years to the life span.Results from a number of tests indicate that speed and muscular strength of many of the elderly can be extended.Leading authorities agree that this new data is going to shatter many of the myths about aging and physical performance.The conclusion now is that the performance and ability of the elderly has long been underestimated, diet, proper sleep and exercise along with rest and relaxation are all important factors in preserving our bodies.Laughter is one of the best things for your mental and physical state.People are naturally attracted to someone who has a good sense of humor.You can develop a good outlook and a good sense of humor by associating with and surrounding yourself with pleasant happy people.Recognize that stress is a killer. A life filled with stress can really wreak havoc on your body causing a number of illnesses such as hear attacks, strokes, asthma, gastric problems, menstrual disorders, ulcerative colitis, angina, irritable colon, increased blood pressure, ulcers, headaches, etc.There are different types of stress such as mental, emotional and physical.Emotional stress seems to take the greatest toll on everyone.All stress is not bad; in fact, life would not be very interesting if it were not met with challenges.However, too much stress, too often with no effective and appropriate outlet, does not allow the body and soul to recuperate.You might review a typical week to see if you can identify things that might be making you anxious or causing you stress.Once identified, stressors can be attacked and eliminated.Are you a worrier? Chronic worriers don’t have more serious problems than others – they just think they do.Many worriers try to cope by trying not to think about their problems, but this just makes things worse.Doctors say that chronic worriers feel less anxious if they actually spend a half-hour a day thinking specifically about their problems.Get plenty of exercise. People who are physically fit look good and feel good.A good exercise regimen will lengthen your life. Improve your appearance, build self confidence and help delay the aging process.Remember that you need to do something physical every day.If you don’t use your joints, quite simply they’ll tighten up with age to create the stooped, bent and worn out appearance we so often associate with old age.Studies have shown that people with arthritis experience less pain if they continue to keep their joints flexible.As one gets older, the bones tend to get brittle which is why it is common for senior citizens to break bones and especially their hips when they fall.Eating right, getting proper sleep and learning to relax are all very valuable in maintaining a healthy body and mind.And keep in mind that eating healthy foods and avoiding those high in fats, sodium and cholesterol will help to decrease your risk of heart disease, high blood pressure and associated problems.May these good health news and insights help you to live a longer, healthy and happy life.Warmly,I-key Benney, CEO
Cheap Online Home Improvement Loan Makes Home Improvements Affordable
A house is no longer just a place where one stays together with the family but has become a symbol of status now. Changes are eminent and are taking place every moment. Everyone wish that their home should look better then that of their neighbor’s. But, what stops one from making changes at home is the lack of adequate funds. Is it the same with you? But, where to get the funds from which can finance your home improvement project.Monthly income and limited savings are not sufficient to finance the improvements one wish to make in their home. Relatives and friends can be approached to fill in the cash need but are you ready to face the embarrassment. Thanks to cheap online home improvement loan which can work as a perfect solution to your cash need and that too at low cost.Home improvements that one wishes to make at home varies from one homeowner to another. It can be in the form of a new kitchen, bathroom, loft conversion, window replacement, conservatory or any other change which aim to make it a better place to live.Even a small home improvement requires huge sum of money. A cheap online home improvement loan is a low rate, low cost, cheap and low interest loan which is a perfect alternative to finance home improvements. This loan can finance the home improvement projects which involve investment ranging from £5,000 to £75,000.A borrower can borrow the loan from the existing mortgage lender. Mortgage loan are secured loan and are popularly known as home equity loan. A mortgage loan is secured against the home of the borrower. Mortgage lender can offer a cheap online home improvement loan for a larger amount and for longer term. Mortgage loan term ranges between 10 to 25 years.In case, you want to keep your home away from the risk of repossession, you can borrow an unsecured cheap online home improvement loan. This loan does not involve the lengthy process of evaluating the value of the home which takes place in case of mortgage loan. Unsecured cheap home improvement loan carries a higher rate of interest the reason behind this is, that the loan is not secured against any of your property. Loan providers keep credit score into consideration while lending money to borrowers. Better your credit score more are your chances to get a loan at low interest rate at better terms.The key feature of cheap online home improvement loan is that it offers the convenience to apply for a home improvement loan at lower cost. Modern lenders or online lenders whatever name you may call them have succeeded in overcoming the shortcomings that existed in borrowing loan from traditional lenders. Traditional lenders have enjoyed the monopoly for a long time and ruled the borrowers by charging high interest rate on the money lent until online lenders made entry in the finance market.Internet has revolutionized the whole finance market. With the growing competition in the finance market, now a borrower can also have say in determining the loan he wishes to borrow and at what rates. One can access infinite number of online lenders with just a few clicks. It is very easy to apply for an online cheap home improvement loan. You are not even required to call them or have to go to meet them personally. Just fill up a small online loan application form and half of the task is done. The lenders will contact you back with the in-principle loan decision within 24 hours. But, do not leave everything on the lender, you need money, make some efforts so that you can get the best cheap online home improvement loan at lowest cost.What you need to do is to; collect loan quotes from lenders and compare them on the basis of interest rate, loan term and the fees charged by the lender. A thorough comparison will help you find the perfect online cheap home improvement loan that you have been looking for.Home improvements, minor or major, aim to make home a better place to live. It can also add value to your home which can help you get a better deal against your home when you wish to sell it. Cheap online home improvement loan is the perfect option which can fund your cash need to undertake home improvement project.
Ways to Get Your Little Enterprise Listed in Google Places
Google Locations is really a free of charge service that allows a company owner to tie his or her organization address to Google Maps. So when a potential customer searches for businesses in that precise portion of town, the owner’s provider pop ups-as nicely as associated information and facts for example hours of operation and also the internet site URL. It is essentially a absolutely free and easy-to-use way of attracting the attention of local shoppers.Regardless of whether you’re operating a modest Mom and Pop small business or a large conglomerate, you are able to quickly setup your own local small business listing. Here’s how.Sign Up For An AccountTo setup a listing on Google Locations, you will initial need to establish an account with Google. In the event you haven’t already done this, then you’ll will need to start by clicking the ‘Create an Account Now’ button situated on the lower-right hand side of the GP homepage. This will give you an account, not to mention a Google e-mail account. In common, it is wise to keep your private e mail separate from your company e mail. Regardless, once you’ve signed up, go ahead and log into Google Places.Setup Your Company ListingAfter you’ve logged in, click on the ‘List your Business’ button on the right-hand side of the display. The initial factor you’ll need to have to complete now is enter the telephone contact number for your business enterprise. Google Locations will then search for that number via their database to ensure that your small business isn’t already listed, mainly because Google is not too keen on redundant information.Assuming you pass this phase, you’ll then be prompted to insert specific particulars concerning your business, which includes your company address, your enterprise email, your enterprise internet site address, 5 categories related to your business as well as a brief 200-character description. Keep in mind you could and should pick five categories, as it’ll aid Google far better classify your company. Also make sure to consist of related key phrases inside your description.Additional facts that you simply can submit throughout the initiation method into Google Locations include accepted payment methods, organization hours, ten pictures, and hyperlinks to up to five YouTube videos. Be specific to benefit from all of these possibilities. The more data about your enterprise that you simply put on Google Locations, the much more probably prospective consumers will click on its link. As soon as you are accomplished, simply click on the ‘Submit’ button.
What are anti-ligature blinds?
Anti-ligature blinds are becoming increasingly popular in a range of different settings. The way these blinds differ from traditional blinds is that they are designed to prevent suicide by hanging.
Initially, uptake for this type of blind was largely restricted to high-risk environments such as psychiatric hospitals and prisons, where suicide is common. In mental health environments and detention centres, suicide via hanging is common and preventative measures must be implemented. A huge range of objects could be used to create a ligature point, meaning anti-ligature systems are highly important.
Over the years, anti-ligature blinds have been supplied to hospitals, schools, student accommodation and even hotels.
How do they work?
There are a range of different systems on the market, but the most reliable could well be the magnetic anti-ligature system. YewdaleKestrel® products utilise load release magnets which separate when a downward force is exerted on the product. This means that the product falls to the ground safely and prevents suicide via hanging.
The magnetic systems used in Yewdale’s products are highly reliable because magnets don’t lose their strength for hundreds of years, guaranteeing a lifetime of lifesaving functionality.
Anti-ligature blinds usually have a magnetic connection point above the blind’s barrel. The blind is easy to reconnect to the magnetic bracket after it has fallen to the floor.
If you are considering an anti-ligature blind, Yewdale is a highly recommended company. Based in the UK, Yewdale produce a wide range of anti-ligature products, commercial blinds, and healthcare products including hospital cubicle tracks and medical curtains.
Yewdale produce other anti-ligature products too including a soft, lightweight en-suite door and other accessories such as soap dispensers, toilet roll holder, shelves and artwork. You can see the full range on the website using the link below.
Complete weight loss strategy
For those who want to lose weight
Research on the causes of obesity, knowledge about weight loss, and various diets for weight loss are updated every year. However, with the update of knowledge and the release of diet pills one after another, the obesity rate continues to rise every year, and there is no sign of wanting to decline. I used to be very, very fat, and I am also a person who is prone to obesity.
So I understand the voices of fat people, I really want to lose weight, but I tried many ways to lose weight at that time without success.
I have tried the common boiled meals on the market, eating less and moving more, but it was not until I tried other diets that I managed to lose weight. After I lost weight, I began to study the essence and method of losing weight, and wrote him in this weight loss strategy article, hoping to help you.
A few key myths about losing weight
The weight loss myth of eating less and moving more
The phrase “eat less and move more” is actually true, but most people do it wrong. Many people think that they should eat less of everything, so they limit their calories to a very low level, and it feels a bit like eating an ultra-low-calorie fairy meal. Then, for the hyperactive part, the first thing that everyone thinks of is aerobic exercise such as running, cycling, etc., but in fact, this is a very short-term and easy way to regain weight, mainly because eating too little is an easy way to lose weight. The reason for the loss of muscle mass, coupled with the fact that aerobic training is not helpful for muscle mass growth, causes the metabolism to drop too much.
Maybe you can lose 5 kilograms in this way, but if your metabolism declines, you will easily regain the weight. And it’s all the fat that gets back up, not the muscle you lose that makes you look fatter than before. This is what we call the yo-yo effect, lose weight, get fat back, get fatter than before, lose weight, get back on Fat, get fatter than before.
Stop taking diet pills and meal replacements
At this time, you may start to seek other ways, eat weight loss meal replacements, taking diet pills, and so on. But believe me, most diet pills will inevitably hurt the body, especially the gastrointestinal tract. You may actually lose weight in the moment, but when your gastrointestinal tract is damaged, you will be fatter than before.
The key to understanding how to lose weight
You must have thought, why some people will not gain weight no matter what they eat, while some people will gain a kilogram the next day after eating a little bread? What is the cause of obesity? This is not a simple answer that can be solved!
You can see the link to the picture below, mainly talking about the influencing factors of obesity, which are very, very complicated.
Image source: https://assets.publishing.service.gov.uk/government/uploads/system/uploads/attachment_data/file/296290/obesity-map-full-hi-res.pdf
In the middle of this picture is the heat balance
So we can know that calorie balance is very important
But this article doesn’t keep preaching that calorie balance is the key to losing weight like other sites
If you don’t know what calorie balance is, you can probably imagine that our body has calorie consumption (exercise, thermogenesis, basal metabolism), and calorie intake (eating).
When calorie consumption exceeds calorie intake, the weight will drop, so the truth of weight loss is to eat less and move more, very simple. In the short term, it is really possible to simply achieve weight loss by eating less and moving more, but simplicity is not simple, because the operation of the body is very complicated. Many people think that they can control their calorie consumption, that they can achieve a lot of calorie expenditure by running all the time, and that eating fairy meals (low-calorie meals) can reduce calorie intake and then easily lose it.
However, according to research, 90% of people who use calorie control, eat less and move more to lose weight will fail or regain the weight.
Because eating less and moving more for too long, metabolism will easily drop, hormones will easily become imbalanced, and muscle mass will easily be lost. Even if you lose 10 kilograms, you will easily regain weight.
When losing weight, the body is like a factory
For me, the key to long-term weight loss and maintaining good posture is the environment in the body, such as hormones, the level of inflammation in the body, and the gastrointestinal system.
Think of the body as a factory
-Your hormones are the managers and workers of factory operations
-Inflamed condition is how good factory machinery and hardware are
-Calorie intake is wages for factories as well as fuel
If the manager of this factory is an idiot, or if the hardware in your factory is completely rotten, then no matter how it works, it will create a pile of waste. Just as our hormones are already out of balance and the level of inflammation in the body is very high, no matter how much you eat, if you don’t solve the existing problems, it will easily accumulate into fat. It may be easier to understand with a few examples.
Hormones vs Weight Loss
This study looked at the effects of sleep and weight loss
Research source: https://www.ncbi.nlm.nih.gov/pubmed/20921542
Both groups of humans were calorie-restricted, but one group slept 5.5 hours a night and the other 8.5 hours. Both groups lost weight, but the group that slept less lost 55 percent less body fat and 65 percent more muscle mass than the group that slept more. It is equivalent to losing weight, but most of the loss is muscle mass, which reduces metabolism and makes it easy to regain weight later.
There is such a big difference mainly because poor sleep has a negative impact. The imbalance of the secretion of these things will easily increase fat and reduce muscle.
This next study looks at the effect of insulin sensitivity on body composition!
Research source: https://www.ncbi.nlm.nih.gov/pubmed/19471290
Basically, many chronic metabolic diseases, obesity, and poor muscle-building effects are closely related to low insulin sensitivity. Insulin is an anti-catabolic hormone whose main function is to store nutrients in cells. For example, after heavy training, our muscles will be more sensitive to insulin, and the nutrients we eat will be more easily absorbed into the muscles. When insulin sensitivity is low, the nutrients we eat are more likely to be stored as fat rather than absorbed into muscles.
We can simply say that the nutrients in the food eaten by people who are insulin insensitive are more likely to be stored as fat, and the relative fat mass will be much higher than the muscle mass.
To put it simply, the key to losing weight is actually to improve hormones, improve inflammation in the body, and add an appropriate calorie deficit. It is not difficult to achieve a calorie deficit. What is more difficult is how to choose the type of food that suits your body to improve hormones and achieve a long-term good body.
If you only pursue short-term weight loss and rely on a lot of calorie deficits to achieve the effect of weight loss, and then the hormones are still the same after the loss, then I can guarantee that you will gain weight very easily.
With so many ways to eat on the internet, which diet should I try?
When talking about losing weight in Taiwan 30 years ago, everyone would definitely want to use boiled meals
When it came to losing weight five years ago, everyone might think of using a low-sugar diet. When it came to losing weight in the past two or three years, everyone might directly think of the ketogenic diet.
I lost 30kg in 3 months on a low-sugar diet myself for the first time, so I used to believe that a low-sugar diet was the best way to lose weight
But after my long-term understanding of weight loss-related research, genetic cognition, and observation of students, there is no diet that is most suitable for everyone! Although it is said that high-carbohydrate foods will most stimulate insulin secretion, which in turn promotes the storage of nutrients into fat, some people are naturally good at metabolizing carbohydrates, so they can still be healthy and strong after eating high-carbohydrate throughout their lives.
For example, this study compared the responses of people with high and low insulin sensitivity to high- and low-carb diets.
Research source: https://onlinelibrary.wiley.com/doi/full/10.1038/oby.2005.79
The study concluded:
-For people with high insulin sensitivity, eating high-carb and low-fat to lose weight is very helpful
-However, people who are insulin insensitive use a high-carb low-fat diet to lose fat, but the weight loss effect is not so good.
But on the contrary, studies have also shown that people with low insulin sensitivity have a very good weight loss effect on a low-carb high-fat diet, which shows that improving insulin is very important for weight loss, and it also shows that people with insulin insensitivity are more suitable
Lose weight with a high-carb diet.
So if you have been obese for a long time, you know that you eat carbohydrates easily, or you know that you have diabetes in your family and want to lose fat, then I would suggest that you can start by reducing carbohydrates, which is what we call low carb diet!
The Negative Impact of E-Levy on Mobile Banking.
DEFINITION OF TERMS
Mobile Banking is a service provided by a bank or other financial institution that allows its customers to conduct financial transactions remotely using a mobile device such as a smartphone or tablet.
Electronic Transaction Levy or “E-Levy” is a tax applied on transactions made on electronic or digital platforms.
ADVANTAGES OF MOBILE BANKING
Mobile banking offers numerous benefits such as ease of transaction, convenience, time-saving, managing your finances, and budgeting. Some advantages of Mobile Banking in remote areas include:
Financial Inclusion — mobile banking offers convenient and easy banking services to people in remote areas. Thus, it allows banking on the go and offers all benefits of a banking system to rural areas without the presence of a financial institution.
Accessing the bank 24/7 — Mobile banking provides ubiquitous banking services without the need to visit the bank to have access to services. This offers time to benefit and ease of transacting at a distance.
Cost-benefit — Mobile banking saves the banks the cost of building physical infrastructures (branches) and maintaining branches and staff. Also, reduced costs on the customer side since the burden of visiting the bank for services is eliminated.
Improving resilience in the face of poverty — Mobile money acts as both a savings vehicle and a means of transferring funds during times of economic or environmental shocks.
Strengthening the formal economy — For many micro, small, and medium enterprises (MSMEs), opening a mobile money account can facilitate access to formal financial services. Mobile money is well placed to address the issue of informality that blights many developing economies and hampers domestic resource mobilization efforts. Mobile Money enables ease of transacting, thus increasing business profits for MSMEs.
Facilitating economic growth — Mobile money has been shown to contribute to economic growth by increasing both productivity and per capita incomes
DISADVANTAGES OF E-LEVY ON MOBILE BANKING
The design of mobile money taxation policy appears to be the antithesis of a well-designed tax system. The disadvantages include:
Inequity — Mobile money taxes as currently structured to create inequity in the tax system. As the tax is mostly borne by the poor and users of the services are subject to additional taxation (unlike bank or cash transactions), the principles of both horizontal and vertical equity in the tax system are contravened.
Uncertainty -. Uncertainty and lack of transparency over taxation systems can have a direct impact on the operations of the tax authority, increasing enforcement costs, as well as discouraging investment.
Inconvenience — The administration of mobile money transaction taxes creates an inconvenience for MMPs who must calculate and collect the tax on the revenue authority’s behalf. There is an additional inconvenience for users of the service for whom remote digital transactions become more expensive or out of reach if they revert back to cash.
Inefficiency — Badly designed mobile money taxes have been shown to have a distortionary impact on demand for mobile money services. This in turn has had negative impacts on overall tax takes, as well as impacting the attainment of national economic and development goals.
EFFECT OF MOBILE BANKING — CASE STUDIES
The decision to impose taxes on mobile bank transactions will trigger so many problems.
Ghana — According to The Fourth Estate Ghana; Although the government projects a 24% decline in transactions when the levy is finally implemented, preliminary findings published by the bank of Ghana indicate the value of mobile money transactions had dropped by 3.2 billion in December 2021, less than 2 months after the proposal to introduce E-levy.
Uganda — An e-levy of 1% introduced in 2018 has led to an overall drop in the person-to-person transaction by more than 50%, and a 24% drop in industry transactions within the same year the tax was introduced according to a report by Global system for mobile communication (GSMA).
Congo — An e-levy of 1% was introduced in 2019. The government had to reverse the tax on cash outs only due to negative results of the levy on Mobile money users such as a decline in mobile money agents (unemployment) and high-value withdrawals by people.
Other countries include Benin (5%) and Cameroun (0.2%). In all these countries, the e-levy has imposed a negative effect on the economy and people. If we want to ensure the financial inclusion of people in rural areas, we need to ensure that we encourage mobile banking by withdrawing the e-levy tax.
Reference:
https://thefourthestategh.com/2022/03/16/e-levy-this-is-what-happened-when-other-african-countries-passed-it/
Purohit, S., & Arora, R. (2021). The benefits and challenges of mobile banking at the Bottom of the pyramid. Journal of Contemporary Issues in Business and Government Vol, 27(1).
Charles G. Kpan, Jr. is an Information Technologist with over 5 years of experience in the provision of Information Technology Services and an emphasis on Web Development and Visual Branding. He’s the managing Director of CYGEC IT SOLUTIONS INC. and holds a bachelor’s Degree in Information Technology from Blue Crest University, Liberia.